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The One-Stop Education Resource for Loans

LoanFoundation.org has developed this site to educate people such as yourself all about loans so that you can make the best financial decisions for your future.


Car Loans Explained
Obtaining a car / auto loan is the usually the second largest obligation an individual makes. Make sure you know what you are getting into with your new car loan. Read more

Managing Debt
If you or someone you know is facing debt problems, there are a number of options to consider. These options can range from the simple solutions, like budgeting, to more involved solutions such as credit counseling or debt consolidation, to the last resort option of bankruptcy. Read more

Private Student Loans
There are many types of college / student loans. Learn about private education loans so that you can find the right college loan to help pay for your education. Read more

Should I Refinance?
A mortgage refinance is when you go get new financing on your home. There are many types of refinance loans. From the conventional fixed rate type to equity lines of credit for things like major purchases or remodeling. Read more

Debt Counseling Agencies
These questions will help you to review a debt counseling or debt management agency, the services they offer, and the terms of the agreement to which you're entering. Be sure to consider several companies before choosing to do business with any organization. Read more

Payday Loans Explained
Personal loan and cash advance loan ads are on the radio, television, the internet, even in the mail. Read more

Credit Score Impact
The scary truth about how your credit score affects your car loan. Make sure you keep your credit clean. Read more

CURRENT RATES FOR LOANS
30 Yr Fixed Mtg 5.45%
Home Eq $30K 6.45%
48 Mo New Car 5.86%
1 Yr CD 2.30%

Glossary
# 203(b)
A Amortization schedul...
B Building code
C Cooperative (Co-op)
D Deed-in-lieu
E Escrow account
F First mortgage
G Guaranteed Loan
H Housing counseling a...
I Index
J Jumbo loan, or Non-c...
K Kelley Blue Book
L Loan Tenure
M Majority
N Non Assumption Claus...
O Option
P Pre-Approval
R Refinance
S Settlement/Settlemen...
T Trade-in value
U Usurious rate
V Verification of Depo...
W Weighted Average Cou...
X X12 Data Standards
Y Yield to Maturity
Z Zero Rated

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