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GLOSSARY

 GLOSSARY TERMS by Alpha
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Earnest money
EMI
Energy Efficient Mortgage (EEM)
Entitlement
Equal Credit Opportunity Act (ECOA)
Equity
Equity loan
Equity Participation
Escrow
Escrow account
Escrow payment; also "impounds" or "reserves" in some states
Expected Family Contribution (EFC)
Extended Mortgage

Equity

The owner's financial interest in a property, over and above any indebtedness for that property; or the difference between the fair market value of the property, and the amount still owed on its mortgage

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