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The One-Stop Education Resource for Loans

LoanFoundation.org has developed this site to educate people such as yourself all about loans so that you can make the best financial decisions for your future.


Balloon Payments
Commonly found in interest only mortgages or commercial loans. Read more

Debt Warning Signs
Many times we don't see the signs of a financial trouble until it's too late. But a debt crisis doesn't occur overnight. There are many warning signs that may indicate that your debt situation may be getting out of control. Following are a list important warning signs: Read more

Should I Refinance?
A mortgage refinance is when you go get new financing on your home. There are many types of refinance loans. From the conventional fixed rate type to equity lines of credit for things like major purchases or remodeling. Read more

Our Loan Calculators
Our loan calculators include mortgage calculator and auto loan calculator. Read more

Financial Services
When your debt situation becomes unmanageable, turning to a service that offers help in solving debt or credit problems may seem like a reasonable action. Some things to look for below. Read more

Reverse Mortgages
Reverse mortgages are not very common any more. In this situation the bank actually makes payments to the homeowner and upon death or a specified amount of time the homeownership will revert to the bank. Read more

Bad Credit Mortgages
It's definitely possible to obtain a mortgage with bad credit. It may not be through a bank of your choice, but there are places to go if you have bad credit. Read more

CURRENT RATES FOR LOANS
30 Yr Fixed Mtg 5.45%
Home Eq $30K 6.45%
48 Mo New Car 5.86%
1 Yr CD 2.30%

Glossary
# 203(k)
A Assessor
B Building loan
C Cap
D Discount point
E Escrow
F Franchised dealer
G Guarantee mortgage, ...
H Home Inspection
I Interest rate ceilin...
J Junior mortgage, or ...
K Kelley Blue Book
L Lifetime payment cap...
M Mortgage broker
N Non-franchised deale...
O Occupancy
P Premium
R Restructure
S SBA Loan
T Two-step mortgage
U Upside-down
V VA Mortgage Funding ...
W W-4
X X12 Data Standards
Y Yield Curve
Z Zero Rated

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